912 Lay Street

Gadsden, AL
$ 103,000 Beds 2 Baths 1
Monthly Estimate* How much can I afford?

This Gadsden home will be a great addition to any rental portfolio, offering charm and functionality in a convenient location. Inside you'll find 9-foot ceilings enhancing the spacious living room, primary bedroom, and dining room. Eat-in kitchen plus a large laundry room provide added convenience. Exterior features white siding with bold black accents, giving modern curb appeal. A solid investment opportunity with strong rental appeal and timeless character.

ACTIVE

  • Price
  • $ 103,000
  • City
  • Gadsden
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • ETOWAH
  • Half Bathrooms
  • 0
  • Area
  • Lot Size
  • 0.16 Acres
  • Zip
  • 35903
  • Year Built
  • 1920
  • Style
  • Ranch/1 Story
  • MLS#
  • 21928316
Listed By: Era King Real Estate
Data Source: Valley MLS

Features

General

Living Area 1303
Sewer Public Sewer
Heating Natural Gas
Cooling None
Appliances Oven
Patio/Porch Features Covered Porch,Front Porch
Architectural Style Ranch/1 Story
Construction Materials Stucco
Year Built 1920
Levels One
Property Subtype Single Family Residence
Parcel Number 150111200022900
Community Features Sidewalks
County ETOWAH
New Construction false
Property Type Residential
HOA false
Subdivision Name Garden City
Total Rooms 6
Full Baths 1
Status ACTIVE
Directions Start On 431-W. In 0.6 Miles Turn Right Onto N 12th Street. In 0.8 Miles Turn Right Onto Lay Street. Continue For 0.2 Miles, Home Is On Your Left.
High School Gadsden City High
City Gadsden
Lot Size Units Acres
Lot Size Square Feet 6969.6
Elementary School Adams
Property Attached Y/N false
Middle/Junior High School Litchfield Middle
Living Area Units Square Feet
Standard Status Active
Tax Lot PT 28
Freehold IDX

Interior Features

Basement Crawl Space
Fireplace Features None
Air Conditioning Y/N false
Heating Y/N true
Fireplace Y/N false
Total Bedrooms 2
Room Type Master Bedroom,Living Room,Dining Room,Kitchen,Bedroom,Laundry,Bath:Full
Total Baths 1

Exterior Features

Parking Features On Street
Water Source Public
Lot Size Area 0.16
Lot Size Acres 0.16

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Scottsboro, AL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Adams Elementary School
Middle School Litchfield Middle Middle School
High School Gadsden City High High School

Price History

9/4/2026 Listed $103,000

Property vs Zip Code Average in 35903

Price
AVG $240K
$100K
Year Built
AVG 1969
1920

Areas That We Cover

912 Lay Street Gadsden, AL is a Single Family Home for sale at $103000 and a lot size of 0.16 Acres Acre(s). 912 Lay Street Gadsden has 2 bedrooms, 1 baths and was built in 1920. The property's zip code is 35903 which is in Gadsden, AL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.